No impact on your credit score

A loan that matches your financial standing

For borrowers who've earned better terms. Access personal loans up to $50,000 with rates starting at 6.99% APR — based on your actual credit profile.

$50K
Max loan amount
6.99%
Starting APR
2 min
To get your rate
Trusted by 840,000+ borrowers · 256-bit SSL encryption
No hard credit inquiry
Funding as fast as 24 hours
Fixed rates — no surprises
100+ lenders in our network
How it works

From application to funded in three steps

We match your credit profile against over 100 lenders simultaneously, so you see competitive real offers — not estimates.

01
Tell us what you need

Fill in your loan amount, purpose, and a few details about your finances. Takes about two minutes and doesn't affect your credit score.

02
Compare real offers

See personalized APRs, monthly payments, and terms from multiple lenders side by side. No hidden fees, no bait-and-switch rates.

03
Get funded fast

Choose your offer, complete the lender's application, and receive funds in your bank account — often within one business day.

Indicative rates

Rates matched to your credit tier

Borrowers with stronger credit profiles unlock significantly lower APRs. The table shows representative ranges — your actual rate may be lower.

Rates shown are representative. Your final APR depends on loan amount, term, income verification, and lender criteria. All rates subject to change.

Credit score APR range Max amount
750+ Excellent 6.99% – 12.5% $50,000
700–749 Good 11% – 18% $35,000
650–699 Fair 16% – 26% $20,000
Customer reviews

What borrowers say

★★★★★

"I used ClearPath to consolidate $38,000 in credit card debt. Within 24 hours I had four real offers — I picked one at 7.8% and my monthly payments dropped by nearly $500."

JR
James R.
Debt consolidation · $38,000 · 750 credit score
★★★★★

"I needed $45K for a home renovation and didn't want to touch my equity. ClearPath matched me with a lender at 9.1% — lower than any bank I'd tried on my own."

SK
Sarah K.
Home improvement · $45,000 · 772 credit score
★★★★★

"The soft pull check was what sold me. I compared six offers without touching my score, then chose the best terms. The whole process felt transparent for once."

MT
Marcus T.
Major purchase · $28,000 · 718 credit score

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